Protection that uplifts communities.
Built on values, driven by purpose.
Inclusive Protection for All
Social Takaful is an Islamic-based protection framework that provides affordable financial protection to underserved and vulnerable communities through collective support and shared responsibility.
Built on the principles of Ta'awun (Mutual Assistance) and Tabarru' (Voluntary Contribution), Social Takaful promotes socio-economic fairness while helping individuals and families build financial resilience.
Our Innovation Pillars
User Experience Design
Frictionless onboarding, servicing, claims and digital engagement.
Benefit Design & Pricing
Flexible, affordable and targeted protection structures for different social groups.
Operational Integration
Technology integration, on-boarding flows, servicing, reporting and stakeholder coordination.
Sponsorship Trust Set Up
Trust governance, Board of Trustees, fund flows, registration and accountability mechanisms.
Governance & Regulatory Approvals
Compliance with BNM frameworks, Shariah governance, data protection and outstanding policies.
Engagement & Education Initiatives
Public education, website, helpdesk, social media, community outreach and financial literacy campaigns.
Social Takaful Impact Areas
Family Protection
Protecting families against life's uncertainties.
Health Protection
Providing financial support against critical illnesses and healthcare-related risks.
Youth & Student Protection
Providing affordable protection solutions for students and young adults.
Community Schemes
Enabling associations and community groups to access collective protection.
How Social Takaful Works
Sponsors Fund Protection
Government agencies, NGOs, corporations, zakat and philanthropic organisations contribute to the Social Takaful ecosystem.
Sponsorship Trust
Funds are pooled and governed to ensure sustainability and accountability.
Protection for Participants
Eligible individuals receive sponsored protection through Social Takaful schemes.
Enhanced Coverage Options
Participants can increase their protection through affordable top-up and supplementary plans.
Digital Claims & Support
A seamless digital platform enables enrolment, servicing and claims submission.
Social Impact
Communities become more resilient, financially protected and better prepared for life's uncertainties.
Empowering communities through protection
Together, we can build a more inclusive, resilient, and financially protected society through Social Takaful.
We’d love to hear from you.