Innovations with purpose.
Impact that matters.
AQM combines technology and customer-centric solutions to deliver a frictionless experience, making protection easier to be distributed and experienced.
Our Innovation Pillars
Ecosystem Innovation
Designing protection for communities, not just customers.
Technology Innovation
Data-driven tools and digital platforms built for scale.
Customer Experience
Simple and frictionless experiences at every touchpoint.
Ecosystem Innovation
We design and launch tailored
protection schemes for specific
communities, associations and
industry ecosystems.
Through strategic partnerships and
communities-first distribution
models, we expand access to
protection and create long-term
value for all.
Scheme Architecture
AQM designs community-centric takaful and conventional schemes tailored to unique needs and operational realities.
Partnership Facilitation
We connect insurers, takaful operators, organisations and community partners within scalable ecosystem models.
Technology Innovation
Our data-driven tools and digital platforms enable smarter underwriting, fairer pricing and better accessibility.
Built with automation and analytics, our technology empowers us to deliver efficient, scalable and impactful solutions.
Industry First
Healthscore based underwriting using advanced analytics in collaboration with Bumi Healthtech.
Digital Platform
aQme Affinity Hub and aQme Webapp power our ecosystem, partners and members.
Customer Experience
We make protection simple and seamless, from onboarding to claims.
Our customer-first approach is designed to eliminate all sources of friction.
Zero Form Filling
Frictionless user experience when purchasing takaful or conventional coverage.
Simple Purchase Journey
Simple and intuitive protection purchase journey.
Innovation starts with communities
Every community is unique. Let's work together to create protection solutions that meet their needs.
We’d love to hear from you.